:root{--cream:#f4f7fa;--radius:.5rem;--shadow:0 14px 40px rgba(7,31,59,.08)}
html{scroll-padding-top:105px}button,input,select{font:inherit}button{cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #b3262e;outline-offset:4px}.container{width:min(1224px,calc(100% - 96px))}.nav{min-height:100px;gap:24px}.brand-logo{width:245px;max-width:none}.nav-links{gap:22px}.nav-links .button{color:#fff;font-size:.875rem;white-space:nowrap;padding:12px 19px;min-height:46px}.nav-phone{white-space:nowrap}.nav-links a{font-size:.875rem}.button{border-radius:6px;box-shadow:none;font-weight:700;min-height:50px}.button-secondary{color:var(--navy);background:#fff;border:1px solid #b8c9d6}.button-secondary:hover{background:#e9f0f6;color:var(--navy)}
.hero{background:#f4f7fa;min-height:auto;color:var(--navy);overflow:hidden}.hero::before,.hero::after{display:none}.hero-content{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center;padding:72px 0 78px}.hero .eyebrow{color:var(--red);font-size:.75rem}.hero h1{color:var(--navy);font-size:clamp(3rem,4.5vw,4.4rem);max-width:12ch;line-height:1.07;letter-spacing:-.045em}.hero h1 em{font-style:normal;color:var(--red)}.hero-copy{font-size:1.15rem;color:#42576a;line-height:1.65;margin:23px 0 26px}.hero-actions{gap:14px}.hero-portal-note{font-size:.875rem;line-height:1.5;color:#657788;margin-top:14px}.hero-contact{display:flex;gap:25px;margin-top:20px;font-size:.9375rem;font-weight:700}.hero-contact a{text-underline-offset:5px}.hero-photo{position:relative;padding-bottom:34px}.hero-photo>img{width:100%;height:470px;object-fit:cover;object-position:55% 63%;border-radius:7px 7px 65px 7px}.hero-photo-caption{position:absolute;left:-22px;right:24px;bottom:0;background:#fff;border-bottom:3px solid var(--red);border-radius:6px;padding:20px 26px;box-shadow:var(--shadow)}.hero-photo-caption small{display:block;color:#657788;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}.hero-photo-caption strong{display:block;font-size:1.125rem;margin-top:4px;color:var(--navy)}.trust-row{margin-top:25px;gap:18px;color:#52687b;font-size:.8125rem}.trust-row span{color:#52687b}.trust-row span::before{color:var(--red)}
.goal-strip{margin-top:0;padding:65px 0 0}.goal-grid{grid-template-columns:repeat(4,minmax(0,1fr));overflow:visible;box-shadow:none;border:0;gap:16px;background:none}.goal-card{appearance:none;display:block;position:relative;background:#fff;text-align:left;border:1px solid #d7e0e6;border-radius:6px;padding:25px 22px;min-height:230px;font:inherit;color:var(--navy)}.goal-card+.goal-card{border:1px solid #d7e0e6}.goal-card:hover{border-color:var(--red);background:#fcf8f8;transform:translateY(-3px)}.goal-card h3{font-size:1.1rem}.goal-card p{font-size:.9375rem;line-height:1.5}.goal-number{font-size:.875rem}.goal-link{position:static;display:block;margin-top:20px;color:var(--red);font-size:.875rem}.section{padding:80px 0}.section-heading{margin-bottom:33px}.loan-card{border-radius:6px}.loan-icon{border-radius:6px}.loan-card .text-link{font-size:.9375rem}.heloc-kings-card{background:var(--navy);border-radius:7px}.heloc-kings-card::after{display:none}.heloc-kings-card .eyebrow{color:#efb6bc}.heloc-kings-card p:not(.eyebrow){color:#dbe5ef}.heloc-kings-action .button{background:var(--red);color:#fff}.heloc-kings-action span{color:#dbe5ef}.difference{background:#f4f7fa}.portrait-card{border-radius:7px;min-height:440px}.portrait-card blockquote{font-size:2rem}.benefit-mark{box-shadow:none}.calculator-panel{border-radius:7px}.calculator-heading h2{max-width:17ch}.calculator-field small{font-size:.875rem}.calculator-disclosure{font-size:.875rem}.cta{border-radius:7px}.cta::after{display:none}.site-footer .brand-logo{width:270px}.compliance{line-height:1.7}.compliance a{color:inherit}.faq-section{padding-top:25px}.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px}.faq-grid>div>p{color:var(--muted);margin-top:18px}.faq-list details{margin:0;border-bottom:1px solid #d7e0e6}.faq-list summary{width:100%;color:var(--navy);padding:22px 0;font-weight:700}.faq-list p{margin:0 0 24px;color:var(--muted);font-size:.9375rem;line-height:1.7}
.loan-planner{width:min(720px,calc(100% - 28px));max-height:92dvh;margin:auto;padding:30px;border:1px solid #cad6e1;border-radius:8px;color:var(--navy);overflow-y:auto;box-shadow:0 25px 80px #071f3b40}.loan-planner::backdrop{background:#071f3b88}.loan-planner[open]{display:block}.planner-top{display:flex;justify-content:space-between;align-items:center;gap:15px}.planner-close{border:0;color:var(--navy);background:#f1f5f8;border-radius:4px;min-height:40px;min-width:48px;font-size:.875rem}.loan-planner h2{font-size:1.9rem;margin:14px 0;line-height:1.12}.planner-description{color:#556b7f;font-size:.9375rem;line-height:1.6}.planner-progress{display:flex;justify-content:space-between;font-size:.875rem;margin:20px 0 8px;color:#657788}progress{width:100%;height:6px;accent-color:var(--red)}.plan-fields{padding-top:24px}.plan-field{display:block;margin-bottom:20px}.plan-field>label{display:block;font-size:.9375rem;font-weight:700;margin-bottom:8px}.plan-field input,.plan-field select{display:block;width:100%;height:50px;border:1px solid #bccbd8;border-radius:5px;padding:11px 14px;color:var(--navy);background:white;font-size:1rem}.plan-field small{display:block;color:#657788;font-size:.875rem;line-height:1.5;margin-top:6px}.plan-field input:focus,.plan-field select:focus{outline:2px solid var(--navy);outline-offset:2px}.plan-field [aria-invalid=true]{border:2px solid var(--red)}.plan-field [data-plan-error]{display:block;color:var(--red);font-size:.875rem;line-height:1.5;margin-top:6px}.plan-field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.plan-notice{font-size:.875rem;line-height:1.6;background:#f1f5f8;border-left:3px solid #cad6e1;padding:14px 18px;color:#536c81}.planner-nav{display:flex;justify-content:space-between;gap:20px;padding-top:22px;margin-top:22px;border-top:1px solid #d7e0e6}.plan-back,.plan-edit,.plan-clear{background:none;border:0;color:#536c81;text-decoration:underline;text-underline-offset:4px;font-size:.875rem;padding:10px 0}.planner-privacy{font-size:.8125rem;line-height:1.5;color:#657788;text-align:center;margin-top:22px}.plan-alert{color:var(--red);font-size:.875rem;margin-top:12px}.plan-summary{padding-top:20px}.plan-ready{font-size:.9375rem;font-weight:700;margin-bottom:20px;color:var(--red)}.plan-review{margin:20px 0}.plan-review div{display:flex;justify-content:space-between;gap:22px;padding:10px 0;border-bottom:1px solid #e7edf2;font-size:.9375rem}.plan-review dt{color:#657788}.plan-review dd{margin:0;text-align:right}.plan-snapshot{padding:18px;background:#f1f5f8;border-radius:6px;margin:22px 0}.plan-snapshot strong{display:block;font-size:1.9rem;margin:5px 0}.plan-snapshot span{font-size:.875rem;color:#657788}.snapshot-second{margin-top:18px}.plan-calculation-note{font-size:.875rem;line-height:1.6;color:#657788;margin-top:18px}.plan-next-card{border:1px solid #d7e0e6;border-left:3px solid var(--red);padding:20px;border-radius:5px}.plan-next-card h3{font-size:1.2rem;margin-bottom:14px}.plan-next-card p,.plan-next-card li{font-size:.9375rem;line-height:1.6;color:#536c81}.plan-next-card ul{padding-left:20px}.plan-complete-actions{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0}.plan-complete-actions .button{font-size:.875rem;padding:12px 17px}.plan-extra-link{display:block;font-size:.9375rem;color:var(--red);margin:14px 0;text-underline-offset:4px}.plan-edit{margin-right:22px}[hidden]{display:none!important}
@media(max-width:1150px){.container{width:calc(100% - 48px)}.nav-links{gap:16px}.nav-links>a:not(.button):not(.nav-phone){display:none}.hero-content{gap:35px}.hero-photo>img{height:460px}.hero-contact{font-size:.875rem}.goal-grid{grid-template-columns:1fr 1fr}.goal-card{min-height:210px}}
@media(max-width:760px){.hero-content{grid-template-columns:1fr;padding-top:45px;padding-bottom:45px;gap:35px}.hero h1{font-size:3.4rem;max-width:13ch}.hero-photo>img{height:345px}.hero-photo-caption{left:12px;right:12px;padding:18px}.hero-photo-caption strong{font-size:1rem}.trust-row{display:flex;flex-wrap:wrap;gap:12px}.hero-actions .button{width:auto}.hero-portal-note{max-width:450px}.faq-grid{grid-template-columns:1fr;gap:30px}.nav-phone{display:none}.brand-logo{width:220px}.section{padding:55px 0}.goal-strip{padding-top:45px}.goal-card h3{font-size:1.1rem}}
@media(max-width:640px){body{padding-bottom:83px}.container{width:calc(100% - 36px)}.nav{min-height:82px;gap:10px}.brand-logo{width:190px;max-width:none}.nav-links .button{display:inline-flex;font-size:.8125rem;padding:11px 14px;min-height:44px}.hero h1{font-size:3.1rem}.hero-copy{font-size:1.125rem}.hero-actions .button{width:100%}.hero-contact{justify-content:center;gap:26px;font-size:.9375rem}.hero-photo>img{height:300px}.hero-photo-caption small{font-size:.6875rem}.trust-row{display:grid;font-size:.875rem;gap:8px}.goal-grid{gap:12px}.goal-card{padding:22px 16px;min-height:230px}.goal-card p{font-size:.875rem}.goal-link{font-size:.8125rem}.loan-card{padding:25px}.portrait-card blockquote{font-size:1.75rem}.mobile-actions{grid-template-columns:52px 52px 1fr;gap:12px;background:#fff;padding:10px 14px max(10px,env(safe-area-inset-bottom))}.mobile-actions .button{font-size:.875rem;padding:12px;min-height:50px}.mobile-actions .mobile-call{font-size:.8125rem;padding:8px}.loan-planner{padding:22px 20px;width:calc(100% - 20px);max-height:94dvh}.loan-planner h2{font-size:1.6rem}.plan-field-grid{grid-template-columns:1fr;gap:0}.plan-complete-actions{flex-direction:column}.plan-complete-actions .button{width:100%}.plan-review div{font-size:.875rem}.planner-top .eyebrow{font-size:.6875rem}.faq-grid h2{font-size:2.2rem}}

.hero-broker-note{margin-top:20px;color:#657788;font-size:.875rem;line-height:1.6}.loan-plan-link{border:0;background:none;font:inherit;text-align:left;padding:0;cursor:pointer}.goal-grid{grid-template-columns:1fr 1fr}.goal-card:not(.secondary-goal){background:#f4f7fa;border-top:3px solid var(--red);min-height:210px}.secondary-goal{min-height:160px}.secondary-goal .goal-number{display:none}.secondary-goal .goal-link{margin-top:12px}.hero h1{max-width:15ch}.calculator-section{margin-top:15px}.faq-section{padding-bottom:55px}
@media(max-width:640px){.goal-card:not(.secondary-goal){min-height:260px}.secondary-goal{min-height:185px}.goal-card h3{font-size:1.1rem}.hero h1{font-size:3rem}.hero-photo>img{height:285px}.hero-broker-note{font-size:.875rem}.goal-card p{font-size:.875rem}}

.document-section{padding:0 0 65px}.document-card{display:flex;align-items:center;justify-content:space-between;gap:55px;border:1px solid #d7e0e6;border-radius:6px;padding:32px 38px;background:#f4f7fa}.document-card h2{font-size:1.8rem;line-height:1.2}.document-card p:not(.eyebrow){font-size:.9375rem;line-height:1.6;color:#536c81;max-width:660px;margin-top:13px}.document-card>.button{flex-shrink:0}.upload-link{text-decoration:underline!important;text-underline-offset:4px}
@media(max-width:640px){.document-section{padding-bottom:45px}.document-card{display:block;padding:28px 24px}.document-card>.button{width:100%;margin-top:22px}.document-card h2{font-size:1.65rem}}

.guide-link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.guide-link-grid>a{display:flex;flex-direction:column;border:1px solid #d6e1ea;border-radius:6px;padding:25px;background:#fff;text-decoration:none!important}.guide-link-grid>a:hover{border-color:#b3262e}.guide-link-grid strong{font-size:1.1rem;line-height:1.4}.guide-link-grid span{font-size:.9375rem;line-height:1.65;color:#536477;margin:14px 0 22px}.guide-link-grid b{font-size:.875rem;color:#b3262e;margin-top:auto}
.guide-home-links{padding:20px 0 65px}.guide-home-links h2{font-size:2.3rem;line-height:1.2;margin:14px 0 20px}.guide-home-links>div>p:not(.eyebrow){color:#536477;margin-bottom:25px}@media(max-width:900px){.guide-link-grid{grid-template-columns:1fr}}@media(max-width:640px){.guide-home-links h2{font-size:1.9rem}}