Home Purchase/Refinance/HELOC

At La Playa Capital Mortgage, we understand that securing a mortgage is one of the biggest financial decisions you'll make.  That's why we're dedicated to providing personalized guidance and expert advice every step of the way.  As a San Diego-based mortgage brokerage, we're deeply rooted in the local community and possess a keen understanding of the unique nuances of the Southern California real estate market.

We're not your typical lender.  As independent mortgage brokers, we work for you, not the banks.  This allows us to shop around and compare rates and terms from a wide network of lenders, ensuring you get the most competitive and suitable mortgage for your individual needs.  Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance your existing mortgage, we're here to help you navigate the complexities of the process with confidence.

Our principal, Gregory William Reynolds (NMLS #831575), brings years of experience and a passion for helping clients achieve their homeownership dreams.  He believes in building strong relationships with each client, taking the time to understand their unique financial situation and goals.  This personalized approach allows us to tailor solutions that fit your specific circumstances, whether it's finding the lowest interest rate, securing a specific loan type, or navigating a complex transaction.

At La Playa Capital Mortgage, we believe in transparency and open communication. We'll keep you informed throughout the entire process, answering your questions and providing clear explanations every step of the way.  We're committed to making your mortgage experience as smooth and stress-free as possible.